Land Acquisition/Development Loans
Bank of Hays provides financing to purchase and develop commercial property. Flexible financing terms are available.
Commercial Construction Loans
Bank of Hays can help you expand your business or build a new location. We also provide construction financing for investment properties, with loan maturities to match the completion of the building project.
Bank of Hays provides permanent financing for commercial, investment properties, business expansion, equipment, etc. We can help you purchase a building or refinance a property with competitive interest rates with quick turnaround time.
Construction of Residential Real Estate
Bank of Hays provides financing for building spec homes or custom homes. Find out why it is to a builder's advantage to work with Bank of Hays. You'll find competitive rates and knowledgeable lenders in the construction area.
If you need a loan for equipment, real estate, or other agricultural purposes, see us first.
Revolving Lines of Credit
For your short-term working capital needs, a Revolving Line of Credit (RLOC) can be a major source of daily cash flow. With a RLOC you can expedite inventory purchases or just smooth out those purchase/collection cycles.
Letters of Credit
Bank of Hays provides Letters of Credit for many business needs including: sales tax requirements, subdivision completion, inventory purchasing and much more. Let Bank of Hays credit stand behind your borrowing needs.