Home Equity Line of Credit (HELOC)
Bank of Hays offers HELOC's with competitive rates and terms. A HELOC loan can be used for many different purposes: a vacation, your child's education, home improvement, or unforeseen emergencies. A HELOC from Bank of Hays allows you to "make your own loan" as the need arises. Borrow as little as $5,000 using the equity in your home to establish a personal line of credit; it's as easy as writing a check! To create your HELOC, just talk with our experienced home loan officers here at Bank of Hays.
Personal Expense Loans
Great for unexpected expense and household improvements that are small when you need a fast response.
Convenient and competitive rates for your new or used vehicle or boat purchases. Refinancing is also available.
Certificate of Deposit Loans
Bank of Hays will use your certificate of deposit from Bank of Hays or another bank as security for a short-term or even long-term personal loan.
If you're interested in applying for any of the above loans, click the button below.